Jeofrey Jay PasanaView all articles by Jeofrey Jay Pasana
Virtual Assistant Health Insurance Tips
Health should always be the number one priority of every worker even for us working in the virtual world. Poor health will lead to poor outcome of work. Company employees are lucky because they can enjoy the benefit of health insurance given by their employers. Whenever they feel that there is something wrong with their bodies, they can always visit the doctor without worrying for medical bills.
What about the virtual assistants? Sadly, virtual assistants don’t have this benefit. We have to pay for health insurance voluntarily to secure our medical needs. Some opt not to invest on health insurance because they thought it’s expensive but virtual assistants must be aware that it will be much expensive if they got hospitalized without any health insurance. What if you don’t have cash by that time? How will you pay for your huge hospital bills? Lack of health insurance is a serious threat. The high costs of hospitalization, medicines, treatment and other health care services are obvious; and no one is exempted from illness, accidents and other health-related issues.
Here are some options you must consider in securing your health:
Choose wisely! Just like buying clothes, canvass first the different health insurance companies. Check their prices and plan offerings before choosing what suits you the best.
Research first before making a deal. Check if the health insurance company is affiliated with your preferred hospital and doctor.
If you’re still unsure of what plan to get, you may ask the advice of a health insurance broker. He/She can help you find the best deal for your needs and situation.
You may also open a Health Savings Account (HAS) –This is just like personal savings account but the money can only be used for health-care expenses. You can withdraw the money for other financial needs but you will have to pay taxes for it. This is perfect for younger, healthier people who need less medical care.
You may think that you don’t ever get sick, or that you’ll never use the benefits associated with your insurance. However, medical conditions can often be unexpected. Insurance coverage offers peace of mind that bills will not be a primary worry in a time when you ought to be focusing on your health. Think about it! think of getting one for yourself or members of your family. Read more about it http://www.virtualassistant.ph