When you go to find a piece of real estate, you can usually access it
by address, assessor's parcel number, legal description or all of the
above. However, even if a manufactured home sits on a piece of realty
and shares the features of the real property, it is still distinguished
by its HUD label that is an affixed HUD seal (tag/label) located on the
outside of the home.
Many people ask, if the home is on real property and is being assessed
as real property, then why would a HUD tag be of continuing importance?
Even when a manufactured home is converted to real property, it doesn't
remove the fact that the home is still a manufactured home. In other
words, once a duck, always a duck even if it stops quacking. The
provenance of any HUD home and its factory design and engineering
requirements are traceable through the individual HUD number. For
appraisal and lending purposes, code must follow code so appraisers and
engineers certifying a home for a manufactured home loan need to
specifically identify the HUD numbers in their reports and building
departments utilize it as the format for the permit process because it
allows the home to pre-empt the local building codes. If for any reason
the labels are missing, appraisers will often reject the property and
refuse to proceed until documentation is provided, building departments
will refuse to issue certain and in some states a manufactured home may
not be re-sold if missing a label. So let me repeat: DO NOT REMOVE THE
HUD TAG EVER! However, if for unavoidable reasons the label must be
removed from its permanent location, please safeguard it and keep it
with your other important documents.??
So what is the label? http://activerain.com/image_store/uploads/7/6/7/8/9/ar119312917898767.jpg
The
Certification Label
(also know as a HUD tag) is a metal plate that is affixed to the
outside of the manufactured home. The label number is stamped with a 3
letter designation which identifies the production inspection primary
inspection agency followed by a 6 digit number which the label supplier
shall furnish. If the home is a multi-wide unit, each unit must have a
label. Although it is common for the numbers to be sequential, it is
not necessarily so.
In the case of missing tags, HUD does not reissue new tags. However,
the Department can issue a letter of label (tag) verification for units
for which it can locate the necessary historical information. HUD will
accept documentation from IBTS -
Institute for Building Technology and Safety
(Current HUD Contractor) verifying HUD labels were issued to the
manufactured home if the tags are not affixed to the home at the time
of appraisal. There is a fee for this and can be issued online as long
as certain information can be verified.
Alternatively verification of the HUD label numbers can often be found
on the interior of the home on a data plate. The Data Plate is usually
found in one of four locations: on or near the main electrical panel,
in a kitchen cabinet, in a bedroom closet or in a laundry room closet.
The data plate has a map of the United States to let the consumer know
the Wind Zone and Snow Load for which their home was built. The Data
Plate will contain the following information: (a) the name and address
of the manufacturing plant in which the home was manufactured, (b) the
serial numbers and model designation, and the date the unit was
manufactured, (c) a statement which references that the home was built
in accordance to the Manufactured Home Construction and Safety
Standards, (d) a list of the certification label number(s), (e) a list
of factory-installed equipment, including the manufacturer's name and
the model designation of each appliance, (f) a reference to the Roof
Load Zone and Wind Zone Load to which the home was designed, (h) and
the name of the agency that approved the design. For a replacement copy
of a missing data plate, one may be able to obtain it by contacting the
In-Plant Primary Inspection Agency (IPIA) and the manufacturer. The
IPIA is a third party inspection agency that works in conjunction with
the Department to inspect manufactured homes during the manufacturing
process to ensure that the manufacturer meets the Federal Manufactured
Home Construction and Safety Standards. To obtain a list of inspection
agencies, visit here: http://www.hud.gov/offices/hsg/sfh/mhs/mhsid.cfm
The HUD label is essential for any of the following individuals working
with a manufactured home: . Manufactured Home Contractors/Installers .
Local Building/Zoning/Tax Officials . Realtors . Appraisers . Engineers
Certifying the Foundation . Lending Institutions . FHA . Insurance
Companies . Home Communities/Parks
With that it mind, DO NOT REMOVE the HUD TAG EVER!
Author Bio
ON THE LEVEL General Contractors (B & C 47 521400) is a
family-owned company specializing in the maintenance and retrofitting
of mobilehome and
manufactured home understructures 433A permanent foundation contractors.